Equifax (EFX) closed at $150.63 on the day, marking a 52‑week low compared with a high of $258.40. The share price is down 40.1% over the past twelve months. The credit‑reporting firm continues to post a gross profit margin of 55.54% and has maintained dividend payments for 56 consecutive years.
In the second quarter of 2026, Equifax reported adjusted earnings per share of $2.25, narrowly beating the consensus estimate of $2.20. Revenue came in at $1.7 billion, in line with analysts’ expectations.
Analyst sentiment shifted modestly. Needham kept its Buy rating but lowered its target price to $245 from $265. RBC Capital retained an Outperform stance, reducing its target to $194 from $222 after noting a 4% drop in Government Verification revenue, partially offset by $100 million in new contracts. Rothschild Redburn upgraded the stock from Neutral to Buy and raised its target to $235, citing stronger execution in cloud services and AI‑driven offerings.
Separately, a directive from the U.S. Director of Federal Housing has asked Fannie Mae and Freddie Mac to approve the VantageScore model for all lenders, a move that could benefit Equifax’s credit‑scoring business.
Overall, the stock’s slide reflects a combination of lower revenue growth in a key segment and revised analyst expectations, even as the company delivers solid profitability and a long‑standing dividend record.
