FINMA outlines 2025 supervisory priorities: resilience, client protection, integrity

Swiss financial regulator FINMA on Tuesday released its supervisory agenda for 2025, highlighting three pillars – resilience, client protection and conducting business with integrity – as the core focus of its oversight activities.

The resilience pillar will centre on ensuring that banks, insurers and asset managers maintain sufficient capital and liquidity buffers to absorb economic shocks. FINMA said it will intensify stress‑testing programmes and monitor risk‑management frameworks to verify that institutions can remain solvent under adverse scenarios.

Client protection will be reinforced through tighter conduct rules, enhanced transparency obligations and more rigorous supervision of advisory practices. The regulator aims to safeguard investors by ensuring that financial firms provide clear information and adhere to fair‑dealing standards.

Integrity will be addressed by bolstering compliance monitoring, expanding anti‑money‑laundering checks and promoting a culture of ethical behaviour across the sector. FINMA indicated that breaches of conduct will attract swift supervisory action.

FINMA, an independent authority supervising banks, securities dealers, insurance companies and other financial intermediaries, said the agenda reflects lessons learned from recent market turbulence and aligns with evolving international standards.

The emphasis on resilience, client protection and integrity is intended to preserve Switzerland’s reputation as a stable financial hub and to meet expectations from global bodies such as the Basel Committee and IOSCO.

Financial institutions operating in Switzerland should anticipate more frequent supervisory reviews, heightened reporting requirements and possible corrective measures as FINMA implements its 2025 agenda.