Swiss banking group Clientis reported a 6.7% increase in net profit to CHF 33.5 million for the first half of 2026, according to a Friday release. The group’s operating income rose 5.1% year-over-year to CHF 106.9 million.
Net interest income, the largest revenue driver, grew 3.7% to CHF 79.5 million. Commissions and service fees surged 10.9% to CHF 14.9 million, a gain Clientis attributed in part to expanded wealth management services across its affiliated banks.
Loan growth remained steady, with customer lending up 1.5% since year-end to CHF 12.9 billion. Mortgages accounted for CHF 12.4 billion of this total, rising 1.7%. Customer deposits increased 2.1% to CHF 11.1 billion, covering 85.7% of customer loans. The group’s balance sheet expanded 1.6% to CHF 15.7 billion.
IT investments drove higher costs in the first half. Total expenses fell 4.3% to CHF 50.5 million, but personnel expenses rose 4.3% to CHF 35.2 million alongside staff expansion. Operating expenses climbed 6.3% to CHF 26.4 million, primarily due to digital banking upgrades. Operating profit rose 5.5% to CHF 38.8 million, matching revenue growth.
Clientis strengthened its capital position, with equity increasing 1.5% or CHF 21.6 million to CHF 1.46 billion. The total capital ratio stood at 20.7%, well above the 12.64% regulatory minimum. The leverage ratio reached 9.0%, compared with a 3.0% requirement. Liquidity buffers remained robust, with the average Liquidity Coverage Ratio (LCR) at 173.8% in Q2.
CEO Matthias Liechti said the group sustained growth, achieved solid results, and reinforced financial resilience in the period.
